St. Martin of Tours Credit and Dev't Cooperative

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More than 50 years of uplifting lives and building communities with 12 full-serviced branches serving the communities of Central Luzon.

St. Martin of Tours Credit and Development Cooperative (SMTCDC) was organized in November 1969 as a Church-based Credit Union Cooperative which has its main objective the creation of wealth thru a system of allowing people to help themselves.

Fifty two years ago, Credit Union Cooperative was more of a theory rather than a “practice”. Fifteen visionary Cursillistas from St. Martin of Tours Parish of Bocaue, without any knowledge on Credit Cooperatives, contributed the amount of TWO HUNDRED AND FIFTY PESOS as an initial capitalization. Millionaire Cooperatives were unheard of during those days. There were good Seminar speakers then but were more of a theoretician rather than one whom can emulate or relate in a practical way.

The growth and development of SMTCDC can be likened to that of a toddler who learns to walk unaided and develops bumps and bruises in the process. It was on its own – no government aid nor did it sought assistance from any institution. Its first ten years was a “learning curve”. Its style of governance of TRANSPARENCY AND ACCOUNTABILITY were developed early during these years.

Ten years into its existence, from a one-room dark and dreary office, a modest two-storey office was built on a rented lot owned by the Parish. This office building was constructed from its own savings. Its credibility is now fully recognized and ascertained. Thereafter, SMTCDC was propelled to new heights of achievements. Membership grew by leap and bounds. Assets remarkably improved to the satisfaction of members who benefited from the availability of money for their PRODUCTIVE and PROVIDENTIAL LOANS.

The Sincerity, Dedication, Passionate love for the Cooperative movement by well choosen Board members and educated employees played a crucial role in the growth and success of this self sustaining and self reliant Coop. See less

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St. Martin of Tours Credit and Dev't Cooperative as an employer
St. Martin of Tours Credit and Dev't Cooperative
More than 50 years of uplifting lives and building communities with 12 full-serviced branches serving the communities of Central Luzon.St. Martin of Tours Credit and Development Cooperative (SMTCDC) was organized in November 1969 as a Church-based Credit Union Cooperative which has its main objective the creation of wealth thru a system of allowing people to help themselves.Fifty two years ago, Credit Union Cooperative was more of a theory rather than a “practice”. Fifteen visionary Cursillistas from St. Martin of Tours Parish of Bocaue, without any knowledge on Credit Cooperatives, contributed the amount of TWO HUNDRED AND FIFTY PESOS as an initial capitalization. Millionaire Cooperatives were unheard of during those days. There were good Seminar speakers then but were more of a theoretician rather than one whom can emulate or relate in a practical way.The growth and development of SMTCDC can be likened to that of a toddler who learns to walk unaided and develops bumps and bruises in the process. It was on its own – no government aid nor did it sought assistance from any institution. Its first ten years was a “learning curve”. Its style of governance of TRANSPARENCY AND ACCOUNTABILITY were developed early during these years.Ten years into its existence, from a one-room dark and dreary office, a modest two-storey office was built on a rented lot owned by the Parish. This office building was constructed from its own savings. Its credibility is now fully recognized and ascertained. Thereafter, SMTCDC was propelled to new heights of achievements. Membership grew by leap and bounds. Assets remarkably improved to the satisfaction of members who benefited from the availability of money for their PRODUCTIVE and PROVIDENTIAL LOANS.The Sincerity, Dedication, Passionate love for the Cooperative movement by well choosen Board members and educated employees played a crucial role in the growth and success of this self sustaining and self reliant Coop. See less
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